Common questions we have been asked over the 25 years we have been in business.
Frequently Asked Questions:
Q. Who do I contact for Information and Questions on using SRF Financial Inc. Mortgage?
A. If you have any inquiries prior to completing the online application, please call (905) 661-0934, 9 am-10 pm 7 days a week or fax your questions to (905) 526-6658. Our highly trained, friendly Mortgage Underwriters will be glad to assist you.
Q. After I apply for a Mortgage, what should I expect?
A. Great service! Once your mortgage application is received, whether you apply on-line, by mail, by fax or in person you will receive notification from SRF Financial that your approval is in process and we will keep in constant contact with you as to its status.
Q. Can I apply for a mortgage to purchase a property before I have found one?
A. Yes. This is called a Pre-Approval, meaning you have been pre-approved before you actually find a house to purchase. Speak to one of our friendly Mortgage Underwriters for more details.
Q. Can I obtain loan programs / rates over the phone?
A. Yes, but since all applicants are different and for the most accurate information we will need you to invest a few minutes of your time to fill out our easy Application Form for us to be able to give you an accurate idea as to what you will qualify for. To do that now simply click here: APPLY NOW
Q. Is there a cost to submitting a mortgage application?
A. Absolutely NOT! Please be assured that you will not incur any application fees whatsoever for our services. You will be advised of any up front costs such as appraisal fees payable to a Appraiser after our Underwriting Department has reviewed your application, obtained a preliminary mortgage approval and has reviewed them with you for your approval.
Q. How quickly will my mortgage application be approved?
A. Once your application ]has been submitted it will be reviewed by our experienced Underwriting Department the same day and subject to the completeness and accuracy of the application a preliminary approval usually occurs within 24-48 hours.
Q. On a purchase is there someone who will work with my Realtor?
A. Yes, since each mortgage application is assigned to one of our Mortgage Specialists they will work with you until you close, and will assist you/your Realtor at all times.
Q. Does SRF Financial have programs for mortgage applicants who have been turned down elsewhere due to income, credit, length of time on the job, being a new resident past bankrupt, self employed, on commission, divorced or for other reasons?
A. YES! For over 25 years SRF Financial Inc. has arranged mortgage funds for thousands of home buyers and existing home owners who required mortgages strictly on the sufficient equity in the subject homes.
Financial Calculators
Our Online Mortgage Calculators are very useful tools to help you in figuring out before you take that lunge into one of your life's most largest investments!
Click here to use our calculators.
Click here to use our calculators.
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