Mortgage and Loan Brokers for Hamilton, Stoney Creek,    Ancaster, Burlington,Toronto, and Niagara.

 We speak: Italian,Spanish,Hindi,Punjabi,Serbo-Croatian,and Assyrian
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Our amazing, knowledgeable staff of over 25 years in the Business!

Dave Sohal
Owner/Mortgage Broker
License No: M08000051
Phone: (905) 526-7551
Fax: (905) 526-6558
Email: dave_sohal@centum.ca
Jacques Bailly
Mortgage Agent
License No: M09001256
Phone: (905) 526-7551
Cell: (905) 906-9225
Fax: (905) 526-6658
Email: Jacques_bailly@centum.ca
James Brown
Mortgage Agent
License No: M09002293
Phone: (905) 667-0934
Fax: (905) 526-6658
Email: james_brown@centum.ca
Donatella Fernandes

Hello! My name is Donatella Fernandes. As a Professional Mortgage Consultant, my duty is to work with clients to make certain that they have the right mortgage suited to their needs.

My experience as a Mortgage Consultant enables me to provide you with a personal and confidential support that you deserve. At Centum, we have a system that provides us with access to over 30 lenders.

Whether you need a mortgage for your home or for a commercial property; whatever your personal circumstances may be, Centum SRF Financial can help. With our full range of services, we offer one-stop shop mortgage and financing solutions. WE WORK FOR YOU!

My guarantee to you is my commitment, integrity, and honesty.


Donatella Fernandes
Mortgage Agent
License No: M08009615
Phone: (905) 526-7551
Cell: (905) 531-3873
Fax: (905) 526-6658
Email: donatella_fernandes@centum.ca

Yousif Georgis
Mortgage Agent
License No: M08009815
Phone: (905) 526-7551
Cell: (905) 981-2255
Fax: (905) 526-6658
Email: yousif_georgis@centum.ca

Mauricio Guevara
Mortgage Agent
License No: M09001048
Phone: (905) 526-7551
Cell: (289) 441-1544
Fax: (905) 526-6658
Email: mauricio_guevara@centum.ca

Martin Khamis
Mortgage Agent
License No: M09001197
Phone: (905) 526-7551
Cell: (289) 456-4727
Fax: (905) 526-6658
Email: martin_khamis@centum.ca

Marlene Mahabeer
Mortgage Agent
License No: M09000612
Phone: (905) 526-7551
Cell: (905) 483-1553
Fax: (905) 526-6658
Email: marlene_mahabeer@centum.ca

John Mangat

Over the course of his 12 years working in finance and debt management John has helped people from a diverse range of backgrounds. Aside from the personal satisfaction he gets from facing a fresh challenge every day, John has learnt to use the knowledge gained from such a wide variety of experiences to help his current customers with their finance solutions.

“Everyone I meet in my professional capacity has something to offer; a new way of looking at issues, insightful business methods… all this is mentally filed, waiting to be shared with other customers in similar circumstances.I excel at helping people find any type of property loan."


John Mangat
Mortgage Agent
License No: M08010880
Phone: (905) 526-7551
Cell: (416) 732-9997
Email: john_mangat@centum.ca
William Martin
Mortgage Agent
License No: M09000283
Phone: (905) 526-7551
Cell: (416) 508-2351
Fax: (905) 526-6658
Email: william_martin@centum.ca
Lakhwinder Multani
Mortgage Agent
License No: M09002440
Phone: (905) 526-7551
Cell: (905) 512-3943
Fax: (905) 526-7551
Email: lakhwinder_multani@centum.ca
Gary Nusca, CCIM, AMP
  • Founder and President of ICIWorld.net, Inc. 2009 evolving from a service started in 1994 The Market ICIWorld Commercial Real Estate Network and CIBBS Commercial Investment Bulletin Board System.
  • Past World Conference Chairman of the 1999 CCIM International Commercial Real Estate Conference on behalf of the CCIM Institute, a division of the National Association of Realtors
  • Past President of the Central Canada CCIM Chapter | Past Presidents Remarks
  • Past President of the Hamilton Junior Chamber of Commerce (Jaycees) The Jaycee Creed best expresses what we believe in. It is a great learning organization and is all about leadership training through community involvement. Here is the world site World Junior Chamber.
  • Past Chairman of the Hamilton Happening, a city wide 125th anniversary celebration attended by over 75,000 people.
  • Real Estate Broker and salesperson since 1972
  • Specializing in Internet networking services for the real estate industry since 1990.
  • CCIM
  • Accredited Mortgage Professional
  • Speaker and presenter of seminars and company meetings, associations, chapters, conferences, throughout North America.
  • Participant in Search Engine Optimization World Conference where Google, MSN, Yahoo and others attend.
  • Publisher of information and producer of conferences, conventions, meetings, happenings in the commercial real estate industry.
  • Attendance with booth at numerous real estate and industry trade shows.
  • Personal marketing and information assistant to a thousand members who are mostly all licensed real estate brokers and salespeople.
  • Baseball coach for ten years, annual coach at Camp Olympia for several years.
  • Plays recreational basketball and competes in an annual Masters Basketball Tournament.
  • Consultant to real estate brokers and salespeople throughout the world.
  • Official distributor and educator for Point 2 Realty Solutions websites a network of over 200,000 real estate professionals in North America.
Gary Nusca
Mortgage Agent
License No: M08009268
Phone: (905) 526-7551
Cell: (416) 831-1620
Fax: (905) 526-6658
Email: gary_nusca@centum.ca
Sujata Samuel

Owning your dream home can become a reality!!

CENTUM SRF Financials full service brokerage can help you secure the right mortgage for you at terms and conditions that suit your individual needs. 

We don’t sell products but build relationships. We will provide you with the right information to
enable you make an informed choice.

We offer financial service for 
•1st & 2nd Mortgages 
•Private Mortgages
•Refinancing
•Residential & Commercial
•Construction Loans

Sujata Samuel
Mortgage Agent
License No: M09001431
Phone: (905) 526-7551 9
Cell: (905) 921-8377
Fax: (905) 526-6658
Email: sujata_samuel@centum.ca

Julia Superville

Be confident you are working with an agent with the utmost integrity.

In today’s market homes have become a huge investment opportunity and consumers are being offered more diverse and complex finance options. It is important more than ever to make an educated decision.

Julia is in the financial industry since 1986 and can offer you the following benefits:

•Home consultations at your convenience
•The ability to shop the market and get the best rate and product for each individual case 
•Discuss your credit bureau results with you and make suggestions on how to improve it 
•Personalized service and a continuous follow up service over future years 
•Detailed explanations of the complete mortgage process 
•Pre-approvals for your home purchase 
•An office that is always staffed making it easy to contact me
•Service available in English, Francais and Nederlands.

Julia’ goal is to assist you in understanding the financing options available that results in tailoring a mortgage which best meet your requirements. As a mortgage specialist, Julia can help match you with the unbiased financing options that make the most sense. You as the consumer can then use the information to make an educated and informed decision. 

From first time home buyers to self employed individuals to those with less than perfect credit, Julia can help meet your mortgage needs. Julia can assist you with refinancing your current mortgage to take advantage of better rates, or renewing your mortgage when your term is due. Home equity is an important asset and is widely under utilized by consumers. Julia can help you access this equity and turn it into cash that can be used towards renovations, debt consolidations or help meet short and long term cash flow needs. 

Julia negotiates on your behalf with an extensive network of lenders that include the major banks plus independent lenders. In most cases there is NO COST TO YOU. Sometimes where specialized or more difficult mortgages are required, a reasonable consulting fee may be charged. In this case clients are informed what the fee will be and then only with your permission do we (CENTUM) proceed. 

Give Julia the opportunity to assist you!

Julia Superville
Mortgage Agent
License No: M08005492
Phone: (905) 526-7551
Cell: (289) 339-7788
Fax: (905) 526-6658
Email: julia_superville@centum.ca

Financial Calculators
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